RICHARD HEMINGWAY

Richard Hemingway CA Registered Business Valuer Director Mandanex Finance

RICHARD HEMINGWAY

DIRECTOR
ANZ CA Fellow and Registered Business Valuer
FCA Business & Asset Valuations Specialist Australia | IR Global
Fellow AIBB

WWW.RICHARDHEMINGWAY.COM.AU

HO:            + 61 2 8971 6511
Mobile:      +61 448 23 1111

Richard has decades of experience at CFO level with large listed corporates, principally in the infrastructure, engineering and resources sectors. As a seasoned financial executive, he has extensive experience in raising debt & equity capital, valuation, financing, acquisition, divestment and post acquisition integration for complex businesses.

Richard established Mandanex Group in 2014, a corporate advisory business with operations across the region. He has successfully assisted a wide range of clients with strategic growth planning and valuations together with a full range of transactions based advisory work. In 2023, he took on the role of CEO for BlueMount Capital, a leading mid-market investment bank based out of Sydney.

Richard is a Fellow of Chartered Accountants ANZ, CA Business Valuation Specialist, Registered Business Valuer and Fellow of AIBB. He is a director or advisory board member to a number of private companies. He has lived and worked throughout Asia, Australia and New Zealand

Outside of business, Richard spent many years in governance roles in the education sector. He passionately believes in the contribution each and every young person can make. He acts as mentor for younger CAANZ members.

Please use the button above if you wish to get in touch.

Richard Hemingway, Registered ANZ CA Business Valuer
Richard Hemingway, Fellow of AIBB

ANKUSH CHOPRA

ANKUSH CHOPRA Finance | Mortgage Broker Mandanex Finance Melbourne

ANKUSH CHOPRA

ACCREDITED LOAN BROKER
CPA, MPA, MComm

MELBOURNE

HO:            + 61 2 8971 6511
Mobile:      +61 433 0020 750

 

“I’m Ankush Chopra, a finance professional with over a decade of experience in financial management, business strategy, and lending. My career has taken me through roles where I’ve managed multi-million-dollar portfolios, led financial planning, and helped businesses make informed decisions. But what I’ve always enjoyed most is simplifying complex financial matters and helping people make choices with confidence. With a strong analytical mindset and commercial acumen, I don’t just find loans—I assess financial structures, market trends, and lender policies to secure the most competitive and suitable options. My background in financial modeling and risk assessment allows me to look beyond the numbers, ensuring every loan aligns with long-term financial goals.

Over the years, I’ve worked with business leaders, advised on major financial decisions, and led strategic planning for top-tier organizations. This experience has shaped the way I approach mortgage broking—with a focus on strategy, clarity, and personalized solutions. I believe every client deserves tailored guidance, not just a transaction.

I hold a CPA qualification, along with a Master’s in Professional Accounting (MPA), a Master’s in Commerce (MComm) and a diploma in Mortgage Broking, giving me both technical expertise and a strategic perspective on lending.”

 

UNSECURED LOANS

Unsecured Loan

 

Did you know MANDANEX FINANCE help move you to risk-based pricing?

 

UNSECURED LOAN AMOUNT $5,000 – $50,000 to approved borrowers

INTEREST RATE Fixed Rates from 8.95% p.a. to 16.95% p.a.

LOAN PURPOSE Any worthwhile purpose including: Gap Finance, Medical, Tax debt, Business, New/ Used Vehicle purchase, Debt Consolidation, Home furnishing, Travel, Wedding… Just let us know what your needs are!

SECURITY Not required. Interest rate may be reduced if providing security.

LATE PAYMENT FEES May be charged if repayments are not made on time

NO EARLY TERMINATION FEE

To find out more, give Mandanex a ring today on 02 8971 6511.

Why you need to chose a Mortgage Broker

 

Why you need to choose finance brokers!!!

 

A Mortgage Broker Finds You a Great Home Loan, The Best Terms, and Helps You Get More For Your Money

 

You need a home loan, but don’t know if using a mortgage broker is right for you. Should you just go to the bank? You may need to know more about how a mortgage broker can help you.

This is particularly true when they’re purchasing their first home. No question about it, buying a home and getting a mortgage is one of the biggest financial decisions you will ever make. It must be done right.

Get it wrong and you could spend thousands of dollars more during the life of your loan. And you could be in debt a lot longer than you should be.

Here is what a mortgage broker does for you

We are professional mortgage brokers who serve as the intermediate between you and the bank. This saves you from having to talk directly with the bank. Because we are independent, we give you honest, unbiased advice on your best mortgage options.

Here are just some of the things we do for you:

  1. Help you clearly understand home buying
  2. Explain lending requirements
  3. Help you get pre-approval
  4. Assist completing paperwork
  5. Negotiate with the banks for you
  6. Show you the best mortgage choices
  7. Submit your application for a loan
  8. Manage the loan approval process
  9. Help create the best payment plan for you
  10. We’re here to help when you want to reassess your mortgage

Reasons to use a mortgage broker

Our service is FREE! You don’t have to pay for our service. It’s provided at no cost to you. The banks we work with pay our fees.

You save lots of money. Saving money on your mortgage each month leaves much more cash in your pocket. You can afford more in life with less pressure to pay a big mortgage each month. Getting a great, affordable mortgage is like giving yourself a pay raise. We often get you interest rates that are lower than what you could find on your own. But most importantly, we make sure you have the right loan structure. This can help you pay off your mortgage just as fast as possible while keeping payments affordable. This helps you save thousands of dollars over time.

Helpful service you can trust. Buying a home can be a rather complicated process. You will need help from experienced experts. It’s nice to be able to turn to us, your professional mortgage broker, when you need assistance. We work to become part of your team to answer your questions, keep you informed, give you valuable advice, guide you through the process, and negotiate the best bank terms for you.

Pre-Approval is your first step. We help you get pre-approved for a mortgage. Once you know exactly how big a loan you can get, you’re ready to purchase your home. We help you get pre-approval fast without hassles.

We save you lots of time. Getting a home loan can seem to take forever. As expert mortgage brokers we fully understand the loan process. We also know key people at banks and how their processes work. This lets us maneuver through the loan process much more quickly. You get your dream home much faster!

Much less stress. We take the hassle out of buying your home, getting the right loan, and completing the extensive paperwork. We also do all the analysis and negotiation for you to make sure you get the best possible loan.

Secured Personal Loans

Secured personal loans let you borrow against an asset and you pay a lower interest rate in return. To discover more about secured personal loans, call us today on 0405570207.

PRAVEEN KUMAR

Praveen Kumar, Mandanex Finance | Mortgage Broker Mentor

PRAVEEN KUMAR

DIRECTOR | FINANCE BROKER

ACCEPTED FINANCE MENTOR FBAA

APPROVED FINANCE MENTOR | FINSURE FINANCE & INSURANCE

HO:            + 61 2 8971 6511
Mobile:      +61 450 495 177

Praveen’s professional career spans almost three decades of extensive management experience in IT Multinationals and Financial Services business.
He has managed a strong portfolio of technology solutions and services holding challenging responsibilities to steer business opportunities for strong revenues and profitability. He is highly regarded for his business acumen, integrity and commitment that contributed to developing highly skilled personnel and significant growth in business revenues in the industries that he was involved in.
He is an Accredited Business Mentor for Business Mentors New Zealand and assisted business entrepreneurs in various stages of their business from startups to established businesses providing them with advice in Business Analysis, Finance management, Budgeting, Marketing, Personnel Management, and IT integration.
He established a successful Financial Services business in New Zealand, which has been operational for over 10 years, delivering Residential Mortgage solutions, Commercial – Business Finance solutions, Asset finance and Financial Risk & Insurance Solutions.
Leveraging on his experience and expertise in the Financial Services industry and his immense skills in business operations management, he heads the Financial Services business of the company. He is assisted by highly skilled professional team of Financial Services brokers. He is certified as an Accepted Finance Mentor of FBAA and approved Financial Mentor of Finsure Finance & Insurance – the largest Finance Aggregators of Australia. He has more than a decade of proven experience as a successful loan writer of several million dollars gaining specialized knowledge and transferable skills of Financial Services industry.
Mentees gain in-depth understanding of Business Process and modelling, Consistent quality, practice & procedure management, Information management, Clients’ handling, Privacy management, Compliance with regulations, Records management, Social and Network marketing
We welcome all levels of Financial Services Specialists to join us to build successful careers with us.