Mandanex Finance is the loan finance arm of an international group, servicing the SME business sector. We provide services to clients seeking to acquire or refinance residential housing, investment property, commercial property, assets and businesses.
OUR VALUE PROPOSITION
Our point of difference is that we are not product sales people of a bank but that
We understand your business and analyse its financial position to recommend an overall capital strategy for your business in terms of its current and future business growth plans.
Our team has the background, qualifications and experience to add value to your business.
We provide expert advice and tailored funding strategies for business and commercial finance, leveraging our deep industry knowledge to uncover the solutions you didn’t know you needed —
so you can secure the right products and optimise your success.
OUR PROCESS
COMMERCIAL BUSINESS ADVICE AND PRODUCTS
TRADE FINANCE
Trade Finance refers to the facilitation of funding solutions that support the import, export, or domestic trade activities of business clients. Mandanex Finance assists clients in accessing tailored financial products—such as letters of credit, invoice financing, and supply chain finance—to improve cash flow, reduce risk, and enable smooth property or asset-related transactions connected to trade operations.
VENTURE DEBT
Venture debt is a form of non-dilutive funding provided to high-growth startups and scale-ups that have strong potential but limited tangible assets. Mandanex Finance helps these businesses access specialised debt facilities that complement equity funding—offering working capital or growth funding without giving up ownership, typically based on future revenue potential and investor backing.
invoice finance
Invoice finance is a funding solution that enables businesses to access immediate cash by advancing funds against outstanding customer invoices. Mandanex Finance connects clients with tailored invoice finance facilities to improve cash flow, reduce payment delays, and support ongoing operations without taking on traditional debt.
ato debt funding
ATO debt funding is a finance solution that provides businesses with the capital needed to pay or refinance tax debts owed to the Australian Taxation Office. Mandanex Finance helps clients access tailored funding options to manage ATO obligations, avoid penalties, and stabilise cash flow without disrupting day-to-day operations.
Unsecured cash flow and working capital finance
Unsecured cash flow and working capital finance refers to business funding solutions that do not require property or asset security. Instead, these loans are assessed based on the business’s cash flow and financial health. Mandanex Finance sources and structures these facilities to help clients manage day-to-day expenses, cover short-term gaps, or fund growth—providing fast, flexible access to capital without tying up business or personal assets.
floor plan finance
Floor plan finance is a type of inventory finance that enables dealerships—such as those selling vehicles, equipment, or large goods—to purchase stock without tying up cash. Mandanex Finance sources and structures tailored floor plan facilities that allow clients to fund inventory upfront, improve cash flow, and align repayments with sales cycles.
Transaction finance
Transaction finance refers to funding structured to support a specific business transaction—such as a merger, acquisition, property purchase, or major contract. Mandanex Finance helps clients secure tailored finance solutions that align with the timing and structure of the deal, ensuring liquidity and strategic flexibility during critical business moves.
ASSET FINANCE
Asset finance involves sourcing tailored funding solutions for businesses to purchase or lease equipment, vehicles, or other income-generating assets. Mandanex Finance helps clients access competitive asset finance options that preserve cash flow, support growth, and align with operational needs—using the asset itself as security rather than relying on property-based collateral.
inventory finance
Inventory finance is a funding solution that enables businesses to purchase inventory for resale without depleting their cash reserves. Mandanex Finance structures these facilities so that repayments are often aligned with the turnover of the inventory, thereby supporting improved cash flow and operational flexibility.
R&D funding
R&D funding is a specialised finance solution that allows businesses to access capital against expected Research & Development tax incentives or grants. Mandanex Finance helps clients unlock early funding based on eligible R&D activities, improving cash flow and enabling continued innovation without waiting for government reimbursements.
BUSINESS LOAN TEAM
Find out more about how our commercial business advice and products can fast track the success of your business.
Richard Hemingway
Business Valuer
HEAD OFFICE
Ankush Chopra
CPA, MPA, MComm
MELBOURNE
Praveen Kumar
Finance Mentor FBAA Finsure
HEAD OFFICE
Mandanex Finance is a new finance brokerage, bringing together a team with decades of experience in property, commercial and business finance, supported by bright young talent.
We passionately believe that best in class client servicing is the only way to succeed and to do this we focus on ongoing training and education, so that we know we are offering the best solution to each client’s particular finance needs.
Mandanex Finance works as a close partner with Blueshield, a long established leading financial services company in New Zealand Blue Shield
